Tammy Smith Dedicates 30 Years to CTO

October 17, 2014 marks Tammy Smith's 30 years of service at CTO. Tammy is currently employed as the Compliance Director. She has been a valuable asset to CTO through her years invested here. She has led our agency through tough times and seen us through the good. We are proud to have her at our agency and thankful for her hard work and dedication to our agency.